SCHEME MANAGER

DIGITAL SOLUTIONS FOR SAVINGS SCHEMES

Transform your jewelry scheme or chit fund business with instant digital enrollment, online payments, and AI-powered insights

90%
Faster Enrollment
3X
Wider Reach
40%
Revenue Growth
95%
Collection Rate

Why Shop Owners Love Us

Real results that transform your business

Instant Scheme Enrollment

90% Faster than traditional
  • Customers enroll 24/7 from their phones
  • No paperwork or store visits required
  • First payment collected instantly online

Expand Your User Base

3X Wider customer reach
  • Reach customers beyond your store
  • Attract younger, tech-savvy demographics
  • Easy referrals drive word-of-mouth

Increase Your Revenue

40% Average revenue growth
  • Higher payment collection rates
  • Integrated e-commerce for extra sales
  • AI-powered upselling recommendations

Consistent Growth

95% Payment collection rate
  • Automated reminders reduce defaults
  • Scalable — handle 10 or 10,000 customers
  • Data-driven decisions for steady growth

Free Payment Processing

0% Payment Process Fee
  • Unlimited Transactions
  • No charges for payment gateways transactions
  • Seamless integration for quick payment

Your Complete Digital Platform

Everything you need to run a modern scheme business

📋

Scheme Management

Create, modify, and manage multiple schemes with flexible terms and conditions

💳

Online Payments

Accept UPI, cards, net banking with automatic reconciliation and reporting

👥

User Management

Assign roles — admin, collector, manager — with custom permissions

🏪

Product Catalog

List products for scheme redemption and online shopping with images

🤖

AI Analytics

Customer insights, payment predictions, and churn risk alerts

📊

Reports & Compliance

Generate reports for audits, taxes, and regulatory requirements

Easy Enrollment

Browse and join schemes in under 60 seconds from anywhere

📱

One-Tap Payments

Pay installments with UPI, cards, or wallets instantly

📈

Track Progress

Real-time updates on scheme maturity and total savings

🔔

Smart Reminders

Never miss a payment with timely push notifications

🛒

Online Shopping

Browse products and redeem schemes digitally

📜

Transaction History

Complete record of all payments and activities

AI-Powered Intelligence

Make smarter decisions with data-driven insights

🎯

Customer Interest Analysis

Understand what products and schemes attract each customer segment

📈

Payment Prediction

Predict delays and take proactive action to ensure timely collection

💡

Smart Recommendations

Personalized scheme and product suggestions for each customer

⚠️

Churn Risk Alerts

Get early warnings when customers show signs of disengagement

📊

Performance Dashboard

Real-time metrics on schemes, revenue, and customer engagement

🔮

Demand Forecasting

Plan inventory and cash flow based on predicted redemptions

Customer Journey

A seamless experience that keeps them coming back

1

Download App

Available on Play Store and App Store

2

Quick Sign-up

Register in under 60 seconds with OTP verification

3

Browse & Enroll

Choose schemes that fit their budget and goals

4

Pay Easily

UPI, cards, net banking, or digital wallets

5

Track Progress

Real-time updates on scheme maturity and savings

6

Redeem or Shop

Claim benefits or buy products from your store

Simple, Transparent Pricing

Choose the plan that fits your business

Starter

Perfect for small jewelers getting started

₹40,000/-

per annum

  • Up to 500 Active Customers
  • Up to 50 Active Schemes
  • Online payment collection
  • SMS Integration

Premium

For established business

3,60,000/-

per annum

  • Unlimited Customers
  • Unlimited Schemes
  • Multi-branch support
  • E-Commerce Integration
  • Customized Theme
  • Dedicated account manager

Enterprise

For large operations & with custom needs

Custom

Contact us for pricing

  • ERP Integration
  • Multi-branch support
  • Custom integrations
  • Dedicated account manager
  • 24/7 phone support

What Our Customers Say

Trusted by jewelers and chit funds across India

★★★★★

"We've been running gold schemes for 25 years. Scheme Manager transformed how we operate. Our customer base grew 150% in just 8 months, and payment defaults dropped to almost zero."

RK
Rajesh Kumar
Owner, Kumar Gold Palace, Chennai
★★★★★

"The AI insights are incredible. We can now predict which customers might miss payments and reach out proactively. Our collection rate improved from 78% to 96%."

PS
Priya Sharma
Director, Laxmi Chit Fund, Hyderabad
★★★★★

"My younger customers love the app. They can join schemes from home, pay with UPI, and even shop online. It's brought a whole new generation to our business."

AM
Arun Mehta
CEO, Shree Jewellers, Mumbai

Frequently Asked Questions

Everything you need to know

Most businesses are up and running within 24-48 hours. Our team handles the entire setup process — importing your existing customer data, configuring your schemes, and training your staff. We also provide dedicated onboarding support to ensure a smooth transition.
We support all major payment methods including UPI (Google Pay, PhonePe, Paytm), credit/debit cards, net banking, and digital wallets. Payments are processed securely through RBI-compliant payment gateways with automatic reconciliation.
Absolutely. We use bank-grade encryption (256-bit SSL) for all data transmission and storage. Your data is hosted on secure AWS servers in India with automatic daily backups. We're also compliant with all applicable data protection regulations.
Yes! We can import customer data from Excel sheets, other software, or even paper records. Our team will help you migrate all your existing schemes, customer information, and payment history so you don't lose any data during the transition.
Yes, comprehensive training is included with all plans. We provide video tutorials, documentation, and live training sessions for your team. Professional and Enterprise plans also include ongoing training for new staff members.
We offer multiple support channels based on your plan. Starter plans get email support with 24-hour response time. Professional plans include priority chat and phone support. Enterprise customers get a dedicated account manager and 24/7 phone support.

READY TO TRANSFORM YOUR BUSINESS?

Start Your Digital Journey Today

Instant Enrollment
Grow User Base
Increase Revenue
Consistent Growth
GET IN TOUCH →

Ready to transform your business? Schedule a free demo or reach out to our team. We're here to help you succeed.

  • 📞 +91 9944 3231 91
  • 📧 sales@vbiz.in
  • 📍 Pondicherry, India
  • Mon - Sat: 10:00 AM - 7:00 PM